Maybe we could all reintroduce ourselves and sat what baby steps we are on

I’ll go. I’m Shay, been on DR for 10 years. Fall on and off the wagon. Have three beautiful children, 15, 12 and 10. Almost 16 driver. Luckily we have the car situation pretty well worked out here and will pay cash.
Cash flowed our vacation to Pismo and have a camp money saved up for oldest daughter’s cross country camp in two weeks.
A wonderful husband of 19 years! He supports my DR ways, but isn’t really gung-ho himself. We own our own IT business together and I work part-time there taking care of the back house, bookkeeping, payroll, inventory etc. And full-time mom and chauffeur!

Got out of debt the first time after 5 1/2 years. $235,000 worth including business debt but no mortgage. Doing baby steps 2 and 2 1/2 (saving for a house). Extremely difficult for me to save money, so I struggle with this immensely.

In our late 40-50s, so saving for retirement as well. Will cash flow college with some help from a 529 courtesy of my parents.

That’s me in a nutshell.